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All copyrights to the PT Time with Tim Site and its contents are the property of the PT Time with Tim, LLC, unless otherwise noted. No commercial uses are allowed without the prior express permission of PT Time with Tim, LLC. No part of this publication may be produced, distributed, or transmitted in any form or by any means including photocopying, recording, or other electronic or other mechanical methods without the prior written permission of the publisher, except in the case of brief quotations embodied in critical reviews and certain other non-commercial uses permitted by copyright law. For permission requests, write to the publisher, addresses [email protected] or see www.PTTimewithTim.com